The data on day trading

by Dave Ramsey -- Dear Dave, I was recently offered an opportunity to participate in a hands-on stock trading class. The problem is we don't have the $6,500 registration fee just lying more…

Refinance house to eliminate PMI?

by Dave Ramsey -- Dear Dave, I recently started following your plan, and I've looked into refinancing the home I bought five years ago to free up more money to put toward more…

Combine finances in marriage?

by Dave Ramsey -- Dear Dave, Should my husband and I combine our finances? Jenny Dear Jenny, If you want a quality marriage, the answer is yes. If you want a high more…

Should engaged couple pool their money?

by Dave Ramsey -- Dear Dave, My fiancé and I just started your class, but we're having trouble getting our beginner emergency fund together. We both work full-time, and I make $59,000 more…

3 steps away from home ownership

by Dave Ramsey -- Dear Dave, My husband and I are debt-free, and we have an emergency fund of six months of expenses saved. We'd like to buy a home in the more…

When to close those credit card accounts

by Dave Ramsey -- Dear Dave, I've started following your plan, and I've got a beginner emergency fund of $1,000 saved. Now that I'm ready to start paying off debt in Baby more…

'Budget billing' for utilities?

by Dave Ramsey -- Dear Dave, I'm just starting my debt-free journey and trying to lay out a budget. What are your thoughts on budget billing for utilities? Ryan Dear Ryan, I more…

Work-home 'balance' is a myth

by Dave Ramsey -- Dear Dave, As a business owner, how do you find a life balance between work and home? I have my own small business, and sometimes I feel like more…